Hey Lisa,
That has to make you feel better just knowing help is on the way. They should have got you fixed and worried about how to get paid later...BLEEPEN' insurance companies. If anyone of them had to live ONE DAY suffering as much as you did they would have been on their knees BEGGING!!! I had my insurance company insist that I pay them $1000.00 because they were not named in my settlement. I made up a 5 page document demanding they cite other instances where someone's OWN insurance company sued them. I gave them 30 days to respond or I would consider the matter closed. Most of the questions were time consuming reaserch questions. I never heard from them again. HA HA HA!!! I still have a copy of the document and read it from time to time just for a laugh. Tell your insurance company you never want to go thru this again. MAKE THEM FEEL BAD!!!

I can't wait till you are back here telling us how much better you feel. Congratulations on the newbie too.
