I fail to understand what would be unfair about you, or anyone for that matter, stating an opinion on this issue. Who cares if you are in or close to the industry? I'm not sure why that would disqualify you. It seems that you have interjected some pertinent information. Stoke the fire!

Also, I was one of those individuals that was extremely happy with my health care coverage at my last employer who was self insured. Never a problem to my recollection. Premium increases over that time was steep, but nothing beyond reason.

Kind Regards,
Jay

Almost all of us long for peace and freedom; but very few of us have much enthusiasm for the thoughts, feelings, and actions that make for peace and freedom. - Aldous Huxley

Was the government to prescribe to us our medicine and diet, our bodies would be in such keeping as our souls are now. - Thomas Jefferson