Hi Jay. After you pay your $80/month is everything included like ambulance, surgeries, hospital stays etc? We hear about people getting billed for all types of things in the hospitals in the US but if you are covered, those would be covered as well?
Our overall plan details show that there's a deductible of $65.00 per family per calendar year but I'm not sure exactly where that is implemented. Probably with prescription medicines (some cost lots of money) because I never get any medical bills for anything else during the year. We just go the doc, get tests, go to specialists etc. with no concern about the monetary part of the system.

Timo