Hi Stormy,
Thanks for that link.
My wife has usually been the one receiving insurance, and it has usually been from a self insured group. After reading some of the posts here and reading a lot of other things; it seems that there is a bit of truth in many places but to apply this truth to someone / everyone can be the rub.

You did not give an opinion. I admire your wisdom.

Have you seen any government run health program effectively care for someone who later becomes self sufficient? and caring for them selves?
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I keep the New Covenant,
when I fail....I am pulled
back into place by HIM.