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#360494 - 10/11/09 09:30 PM
Re: What to do about healthcare? Can it be fixed?
[Re: trudi]
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Very_Addicted_to_AS_Kickin
Registered: 11/12/03
Posts: 8076
Loc: Oklahoma..where the wind comes...
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I don't understand how a Dr. can NOT NOT take insurance..that is ludicrous!
How does he make a living, people have to take cash, does he offer some kind of incentive for paying cash?
I know I have heard of some Drs. going to this but they offer a discount for not having to deal with all the insurance paperwork and hassle.
I know if not for our insurance I certainly wouldn't have the luck of getting a biologic, so I am so grateful for that.
We are getting ready to be priced out of insurance. When we start paying for our insurance on Bill's new job it will be $800.00 a month and that is still with a $2500.00 deductible...ptttt!
Lisa
_________________________
Speak kindly, Live simply, Care deeply, Love generously, and BLAH, HA, HA, LOUDLY! every chance you get.
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#360495 - 10/11/09 09:50 PM
Re: What to do about healthcare? Can it be fixed?
[Re: Timo]
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Silver_AS_Kicker
Registered: 02/25/06
Posts: 1416
Loc: Montana
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Timo Many americans have no clue what their heath care insurance costs as the employer covers much of it. For some reason that means it is free to the employee or not to bad. Such flawed logic is common. Health insurance costs are crippling US business from a competitive standpoint against foreign competition that does not pay for employee health care.
My health care is covered by my employer but it cost them $12,000 a year to cover a family of four.
I have a $1,000 deductible and spent that much before any insurance coverage kicks in.
After the $1,000 I pay 30% and my insurance covers 70% until I have paid individually $3,000 or family total of $6,000 out of my pocket. Then my insurance covers all costs.
So this year I will pay $6,000 in health costs and my employer will pay $12,000 to keep me and my family in insurance. Great deal huh and my coverage is considered pretty good around my area.
I have a maximum of 1 million dollars of coverage in my lifetime.
Edited by drizzit (10/11/09 09:50 PM)
_________________________
No families take so little medicine as those of doctors, except those of apothecaries.
Oliver Wendell Holmes
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#360496 - 10/12/09 04:03 AM
Re: What to do about healthcare? Can it be fixed?
[Re: Timo]
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Imperial_AS_Kicker
Registered: 03/11/08
Posts: 3228
Loc: Valley Cottage, NY
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Quote:
So the goal is to have no different plans and no different level of benefits. Equality for all.
Who is against this??
I do fear that the people who are against this...
(besides the people who have been showing up at the town hall meetings with signs and an intent to disrupt the proceedings, who have been directly and indirectly been influenced to do so by corporate interests)
(and besides the people who are against Obama, ignoring at least for the moment the racists, but now talking about members of the Republican party, who think one of the ways to regain power for their party is to try to defeat ANY proposal coming from the Left)
(and also some of our people who have developed a mistrust of our government to actually pull this off)
...are a lot of people who currently have coverage, likely through their employers, and this is a way for them to keep their advantage over the poorer and unemployed people, and ESPECIALLY the minorities and immigrants, who they fear might come to this country in increasing numbers, should things like coverage for people with pre-existing conditions become available-
That's what I think, anyway
_________________________
Dow
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#360497 - 10/12/09 08:30 AM
Re: What to do about healthcare? Can it be fixed?
[Re: Timo]
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Silver_AS_Kicker
Registered: 03/23/07
Posts: 1458
Loc: The Matrix
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Timo,
Yes, all of that was covered. I'm making an assumption on an ambulance ride since I never took one.
The way it worked was:
• Individual paid annual deductible ($1,500 in my example)
• Then co-insurance kicked in where the individual paid 20% of all subsequent expenses up to the annual out of pocket maximum (in which the deductible is included). Annual out-of-pocket maximum in my example was $3,000.
• After the annual out of pocket maximum is reached, insurance covers 100%
_________________________
Kind Regards,
Jay
Almost all of us long for peace and freedom; but very few of us have much enthusiasm for the thoughts, feelings, and actions that make for peace and freedom. - Aldous Huxley
Was the government to prescribe to us our medicine and diet, our bodies would be in such keeping as our souls are now. - Thomas Jefferson
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#360499 - 10/12/09 09:05 AM
Re: What to do about healthcare? Can it be fixed?
[Re: Dow]
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Silver_AS_Kicker
Registered: 03/23/07
Posts: 1458
Loc: The Matrix
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Quote:
I do fear that the people who are against this...
(besides the people who have been showing up at the town hall meetings with signs and an intent to disrupt the proceedings, who have been directly and indirectly been influenced to do so by corporate interests)
You mean the people showing up with signs exercising their right to free speech or do you mean the union thugs that the politicians from the left have brought in to intimidate and employ physical violence against elderly attendees and law abiding citizens?
Quote:
(and besides the people who are against Obama, ignoring at least for the moment the racists, but now talking about members of the Republican party, who think one of the ways to regain power for their party is to try to defeat ANY proposal coming from the Left)
Apparently everybody that is against Obama is a racist. Has nothing to do with his political ideology or the way he runs his administration, huh? The race card is an easy out I suppose.
Quote:
(and also some of our people who have developed a mistrust of our government to actually pull this off)
You can lump me in this category. It doesn't matter if it is a donkey or an elephant in with majority or holding the highest elected office in the nation, they have done nothing to earn my trust.
Quote:
...are a lot of people who currently have coverage, likely through their employers, and this is a way for them to keep their advantage over the poorer and unemployed people, and ESPECIALLY the minorities and immigrants, who they fear might come to this country in increasing numbers, should things like coverage for people with pre-existing
conditions become available-
Oddly enough, I don't have health care coverage, yet I don't want what is being offered right now. I'd like this nation to realize health insurance reform (e.g. pre-existing conditions, holding the insurance cos. feet to the fire so that policy holders can not be dropped via loopholes), but I want as least government interference in my life as possible. I have no problem with individuals of lesser economic means receiving some help with health care and/or health care coverage. Nor am I worried about immigrants coming to this country since their are predetermined quotas on that. Non-resident immigrants should not receive anything from the taxpayer, nor should they have any rights (except basic human rights) while in this country.
One last thing. I thought this topic was doing pretty good about sticking to the issue and not delving into partisan politics. I guess I was wrong.
_________________________
Kind Regards,
Jay
Almost all of us long for peace and freedom; but very few of us have much enthusiasm for the thoughts, feelings, and actions that make for peace and freedom. - Aldous Huxley
Was the government to prescribe to us our medicine and diet, our bodies would be in such keeping as our souls are now. - Thomas Jefferson
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#360500 - 10/12/09 10:49 AM
Re: What to do about healthcare? Can it be fixed?
[Re: Jaybird]
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Fourth_Degree_AS_Kicker
Registered: 03/31/04
Posts: 308
Loc: Pittsburgh, PA
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Well said, Dow; we have one amongst us, but free speech is free speech, even if it's misguided, misinformed, and expressed with alterior motives. Nonetheless, we'll get better healthcare despite all of them, and even they will benefit (almost doesn't seem fair). Keep the faith, Dow.
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#360501 - 10/13/09 10:44 AM
Re: What to do about healthcare? Can it be fixed?
[Re: Jaybird]
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Major_AS_Kicker
Registered: 09/10/07
Posts: 2070
Loc: Massachusetts
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Hey Jay,
Sorry I missed this very interesting thread.. I will put my 2 cents worth in... I agree with you 100% so Pete, you have at least 2 among you, and a good thing too. This country and our northern neighbor would not be anywhere near the free bastions that they are without free speech.
Dean
_________________________
Keep the Faith!
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#360502 - 10/13/09 11:09 AM
Re: What to do about healthcare? Can it be fixed?
[Re: Grimm]
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Addicted_to_AS_Kickin
Registered: 09/11/01
Posts: 7348
Loc: Gillette, Wyoming
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Anna,
Hi. " I'm sorry I don't mean to be preachy but the system is messed up" Hey. lady, I am a preacher - is that a bad thing?? lol
I love it here.
_________________________
Orandum est ut sit mens sana in corpore sano ....
a prayer for a sound mind in a sound body
respice finem
Lon
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#360503 - 10/13/09 11:19 AM
Re: What to do about healthcare? Can it be fixed?
[Re: Lon]
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First_Degree_AS_Kicker
Registered: 06/01/09
Posts: 180
Loc: Tucson AZ
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Sorry Lon, I meant that as in I was not knowledgable enough to preach about it or anything else much. You, sir, and your brothers and sisters of the pulpit have my utmost respect.  You also have a pretty great sense of humor- I love you posts!  Anna
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